Percent of business in Illinois by line:
Commercial: 60% Personal: 40%

Are you currently appointing new agents? Not at this time

What type of agency is your company looking for? N/A

What are your premium volume requirements? Not currently appointing

Are you currently doing any niche-marketing program? We consider each risk as outlined in the underwriting guides.

What is your company's most aggressive line of business? Small Commercial and Personal.

Do you use credit scoring? We do not use credit scoring for rating purposes.

Do you currently download/upload with your agencies? Download.

What methods do you use to distribute your insurance products? Independent agents

What do you think makes your company different, or stand out from all the rest in Illinois? Why would an agent want to contract with your company? People, service, and products.

If we had agents agree to sell homeowners policies with actual cash value endorsements, would you write more business in southern Illinois? We already offer a policy that uses ISO Special Loss Settlement endorsements.

What are the major ways in which you are interfacing electronically with your agents today? They have access to our website via the Internet for policy and claims inquiries, applications, forms, and declaration pages.

Are you planning enhancements in these interfaces in the future? We are constantly looking for ways to help business transactions move more smoothly.