Percent of business in Illinois by line:
Commercial: 100%

Are you currently appointing new agents? Yes, -- in selected areas of state.

What type of agency is your company looking for? One that specializes in contractors or oil and gas extraction.

What are your premium volume requirements? $300,000 minimum/$400,000 minimum for profit sharing.

Are you currently doing any niche-marketing program? No.

What is your company's most aggressive line of business? We underwrite all lines.

Do you use credit scoring? No.

Do you currently download/upload with your agencies? No.

What methods do you use to distribute your insurance products? Independent agents only.

What do you think makes your company different, or stand out from all the rest in Illinois? Why would an agent want to contract with your company? Specialty company that writes commercial lines on contractors, quarries, oil & gas extraction and other specialty programs. We are a stable market for accounts that meet our underwriting guidelines. Our focus is on service from risk control, claims, underwriting and premium audit.

If we had agents agree to sell homeowners policies with actual cash value endorsements, would you write more business in southern Illinois? N/A.

What are the major ways in which you are interfacing electronically with your agents today? No.

Marketing Representatives and Territory: Conne Taylor, John Vercoutere & Chris Demse-Southern Illinois (Mattoon South). Dan Noe-Northern Illinois (Matton North).