Percent of business in Illinois by line:
Commercial: 100%

Are you currently appointing new agents? Yes-on a limited basis.

What type of agency is your company looking for? Those specializing in commercial.

What are your premium volume requirements? $50,000/year.

Are you currently doing any niche-marketing program? No.

What is your company's most aggressive line of business? Commercial Auto.

Do you use credit scoring? No.

Do you currently download/upload with your agencies? No.

What methods do you use to distribute your insurance products? Independent Brokers.

What do you think makes your company different, or stand out from all the rest in Illinois? Why would an agent want to contract with your company? We provide a difficult market and have great service.

If we had agents agree to sell homeowners policies with actual cash value endorsements, would you write more business in southern Illinois? No. N/A.

What are the major ways in which you are interfacing electronically with your agents today? Internet rating.

Are you planning enhancements in these interfaces in the future? No.