Percent of business in Illinois by line:
Commercial: 20% Personal: 80%

Are you currently appointing new agents? Yes.

What type of agency is your company looking for? An agency with a proven track record who can provide us with profitable business.

What are your premium volume requirements? We look for $25,000 total first year written premium.

Are you currently doing any niche-marketing program? To compete in the marketplace, we have created niche's in all our programs.

What is your company's most aggressive line of business? Private Passenger Auto.

Do you use credit scoring? We only use credit for homeowners and dwelling fire business.

Do you currently download/upload with your agencies? We currently upload our agents.

What methods do you use to distribute your insurance products? We only use the Independent agent system.

What do you think makes your company different, or stand out from all the rest in Illinois? Why would an agent want to contract with your company? Underwriting integrity coupled with a realistic approach to risk selection serves as the foundation of our growth. Our primary goal is to serve in our agents best interest by our commitment to growth, long-lasting relationships and by protecting and enhancing financial security.

What are the major ways in which you are interfacing electronically with your agents today? Are you pleased with the results? We now interface through the Internet and have had great success with the system.

Are you planning enhancements to these interfaces in the future? Yes. We are planning real time capabilities to the system for endorsements and new business processing.