Percent of business in Illinois by line:
Commercial: 50% Personal: 50%

Are you currently appointing new agents? Not actively.

What type of agency is your company looking for? We are only appointing agents who have reached the appropriate premium level with the farm mutual they represent.

What are your premium volume requirements? $50 first year to maintain a contract and $60,000 to earn profit share.

Are you currently doing any niche-marketing program? Yes - Golf Courses, Convenience Stores, Artisan, Funeral Home and Veterinarians.

What is your company's most aggressive line of business? None in particular.

Do you use credit scoring? No.

Do you currently download/upload with your agencies? Yes.

What methods do you use to distribute your insurance products? Independent agents.

What do you think makes your company different, or stand out from all the rest in Illinois? Why would an agent want to contract with your company? We are a regional company. Excellent agent/company personnel relationships. Insurance products tailored to rural agents with farm mutual ties.

If we had agents agree to sell homeowners policies with actual cash value endorsements, would you write more business in southern Illinois? Our homeowners policies are placed through the farm mutual.

What are the major ways in which you are interfacing electronically with your agents today? Are you pleased with the results? GMRC Online offers the agents a place to quote Personal Auto and Commercial Business Owners policies. We are currently quite pleased with all of our electronically interfaced files.

Are you planning enhancements in these interfaces in the future? Yes, we hope to add to our lines of business being offered so that we can expand our services to the agents.