Percent of business in Illinois by line:
Commercial: 95% Personal: 5%
Are you currently appointing new agents? Selectively in Illinois.
What type of agency is your company looking for? Not actively looking to add new agents. Only appointments are affiliates of existing.
What are your premium volume requirements? N/A.
Are you currently doing any niche-marketing program? Yes. E-commerce products for Personal Umbrella and In-Home Business Owners.
What is your company's most aggressive line of business? RLI's hardest marketing effort is on the Personal Umbrella product.
Do you use credit scoring? N/A.
Do you currently download/upload with your agencies? Selected agencies appointed for aforementioned e-commerce products.
What methods do you use to distribute your insurance products? Varies by product. Mostly wholesalers and larger retail agents.
What do you think makes your company different, or stand out from all the rest in Illinois? Why would an agent want to contract with your company? Very high level of underwriting expertise produces combined ratios of less than 100% on consistent basis.
If we had agents agree to sell homeowners policies with actual cash value endorsements, would you write more business in Southern Illinois? No.
What are the major ways in which you are interfacing electronically with your agents today? Are you pleased with the results? See above E-commerce initiatives.