Percent of business in Illinois by line:
Commercial: 24% Personal: 76%

Are you currently appointing new agents? Yes.

What type of agency is your company looking for? Main street agencies having a proven track record of profitability and growth. Potential for well balanced book of business. We also consider stand alone appointments for personal lines or commercial lines.

What are your premium volume requirements? No absolute minimum requirements, however, looking to appoint agents that are committed to reaching profit share requirements ($75,000).

Are you currently doing any niche-marketing program? Look to be competitive in all areas of personal, commercial and farm.

What is your company's most aggressive line of business? Personal Auto and Small Commercial.

Do you use credit scoring? Yes, both new and renewal as a part of our underwriting and pricing process.

Do you currently download/upload with your agencies? Download personal lines.

What methods do you use to distribute your insurance products? We write solely through the independent agency system.

What do you think makes your company different, or stand out from all the rest in Illinois? Why would an agent want to contract with your company? We are a local company with a strong commitment to the independent agency system. Rockford Mutual has been delivering on its promise to policyholders since 1896.

If we had agents agree to sell homeowners policies with actual cash value endorsements, would you write more business in southern Illinois? We have strong representation in Southern Illinois and write business wherever our pricing and underwriting guidelines allow us to be profitable.

What are the major ways in which you are interfacing electronically with your agents today? Are you pleased with the results? We currently download personal lines and use fax and e-mail to support the communication process. We are currently planning and developing Internet based capabilities to simplify the transaction process.