Frontier Mutual Insurance Company
www.Frontiermutual.com
305 Decatur Street
Lincoln , IL 62656
Contact: Larry Cook
Phone: (217) 732-8222
FAX: (217) 732-5727
lcook@frontiermutual.com

Percent of business in Illinois by line:

Personal: 100%

Premium Volume: 5,900,000

Are you currently appointing new agents? Yes

What type of agency is your company looking for? Agencies with farm interests

What are your premium volume requirements? (In profit sharing? In life?) $60,000 for bonus

Are you currently doing any niche-marketing program? Yes, farm

What is your company’s most aggressive line of business? farm

Do you use credit scoring? Yes, new business

What methods do you use to distribute your insurance products? Independent Agents

What do you think makes your company different, or stand out from all the rest in Illinois ? Why would an agent want to contract with your company? Farm focus

If we had agents agree to sell homeowners policies with actual cash value endorsements, would you write more business in southern Illinois ? No

Please list your Marketing Representatives and the territory they cover: George Luthe, Illinois

Do you plan on retaining your current profit sharing agreements? Yes

Do you offer the ability for agents to integrate third-party reports into their comparative rating process? No

If not, do you have plans to do so? Please list estimated timeframe of when this capability will be available for Illinois agents? Integrated within our legacy system

Do you offer single-entry new business upload from either comparative raters and/or management systems? No

Do you provide rates and assistance to comparative rating vendors? Yes

What kind of assistance? rates

Do you work with comparative rating vendors to improve accuracy? Yes

Do you test vendor rates? No

What is your current real-time rating strategy? N/A

Do you provide an agent facing website for your agent’s reference? Yes, within 60 days

Do you offer the ability to quote and/or issue new business? Yes

Which lines? Farm within 60 days

Can the transaction be bound online? Yes, subject to defaults

Can your agents service in-force policies? No

Do you publish agent manuals and policy forms on-line? Yes, within 60 days

Do you have upload? No

Do you support policy download? No

Do you support direct bill commission statement download? Yes

Which agency management systems do you work with? MI Assistant

Are there any systems in development? No

Do you support real time service for inquiry? No

Do you have real time endorsement capabilities? No

Do you support Transformation Station, Transact Now or other technologies? No

Is this technology available today? No

Please outline the top 3 technology initiatives your company will be implementing to benefit agency workflows, and describe how these initiatives will benefit the agency.

On line rating, second phase will allow upload of applications, premium inquiry