CINCINNATI INSURANCE COMPANY
P.O. Box 145496
Cincinnati, OH 45250-5496
(513) 870-2000 o FAX: (513) 870-2940
Gary Stuart
www.cinfin.comPercent of business in Illinois by line:
Commercial: 79%
Personal: 21%Are you currently appointing new agents? Yes-Selectively.
What type of agency is your company looking for? Professional sales organizations, with good financials, loss ratios and agency account payment records, front line underwriting practices, and personal service philosophy.
What are your premium volume requirements? $100,000 per year for 1st five years. Ultimately look to be #1 or #2 in agency.
Are you currently doing any niche marketing program? We are generalists and write what our good agents write. We do have an excellent Dentist's Program.
What is your company's most aggressive line of business? Same as above.
Do you use credit scoring? Have recently explored its use, not as an underwriting tool, but to qualify for premium payment plans.
Do you currently download/upload with your agencies? Several I/S projects being tested which include download/upload capabilities.
What methods do you use to distribute your insurance products? Independent agents exclusively.
What makes your company stand out from all the rest in Illinois? Why would an agent want to contract with your company? Field underwriting and pricing authority, quality claims service, market stability and access to management.