= Members Only
   Information

RLI Personal Umbrella
&
@ Home Business Programs

Agents Insurance Services is the program administrator for the RLI Personal Umbrella and @ Home Business Programs. All business applications for both the Personal Umbrella and the In-Home Business should be mailed to:

Agents Insurance Services, Inc.
4360 Wabash Avenue
Springfield, IL 62711

If you have any questions or need additional information on
either of these programs, please call
(800) 628-6436 and dial extension 3011 for Carol Wilson, CPIA
or extension 3010 for Janet White, CISR.

All new business applications must be submitted by mail with
the check for the premium less your commission.
We will not accept any faxed applications.

If the new premium is not received with the application,
the application will be returned to you.

All renewals are Direct Bill.

@Home Business Program       |       Personal Umbrella


@Home Business Program

Over 43 million people now work from their home.

As you know, many homeowners policies exclude business-related practices.

Have you asked your personal lines clients recently if they
have an in-home business exposure?

Commission on @ Home Business policies is 12%
on both new and renewals.

Attention: @ Home business protection Administrators/Brokers:
RLI is planning several changes for 2008. Click here for more information.

This product's affordable premiums (starting at $150) and its stand-alone nature make it ideal for retail and service businesses operated out of the home. Highlights of the policy include:
  • 12% commissions paid on new and renewal business
  • RLI Insurance Company is rated "A" (Excellent) by A.M. Best
  • "All risk" coverage, with theft coverage included
  • General liability coverage up to $1,000,000 available
  • Up to $50,000 business personal property protection (including theft) is available, both at home and while temporarily off premises
  • Loss of business income protection for up to 12 months is available
  • Up to $5,000 per person for medical payments to customers injured on the insured's premises
@ Home Business Application
New: @ Home Business Rates
Offer of Federal Terrorism Insurance Coverage & Disclosure of Premium - click here. RLI @ Home Business
Quick Quote

Click here
Free marketing material for agents
Click here.
New Agents: Customize and print this flyer to use in your office. You can add your agency name, address and phone number! Click here


Stand Alone Personal Umbrella Policy

Are you clients prepared for unexpected tragedies?

Are their assets protected from such tragedies?

Commission on Personal Umbrella policies is 10%
on both new and renewals.

RLI is introducing a new application that will be MANDATORY in all states due to the underwriting changes incorporated into the program. These underwriting changes are:

1. Risks having a driver over 69 are no longer eligible for the Standard II rating tier.
2. Underlying automobile limits of 100/300 are no longer an available option for risks having a driver over 69.
3. Drivers over the age of 79 cannot have more than 1 incident with the last 3 years.

RLI's Stand Alone Personal Umbrella Policy covers your client's assets by providing up to $5 million in coverage above and beyond the insured's underlying homeowners and automobile policies. This personal umbrella is the perfect solution for difficult-to-place personal lines accounts. The application is self-underwriting, so you'll know immediately after completing it whether or not your insured qualifies. Highlights of the policy include:

  • 10% commissions paid on new and renewal business
  • RLI Insurance Company is rated "A" (Excellent) by A.M. Best
  • Up to $5 million coverage available over and above existing underlying insurance policies - including home, auto or boat coverage
Personal Umbrella Application
This application can be filled out on screen or printed and filled out.
Personal Umbrella Rates
RLI Personal Umbrella Quick Quote - Click here.
Free marketing material for Personal Umbrella Policy (PUP) agents
Click here.
New Agents: Customize and print this flyer to use in your office. You can add your agency name, address and phone number! Click here